A mortgage is basically a loan that helps you buy a house. It’s got all the important info, like how much money you borrowed, the interest rate (that’s the extra you pay on top), and when and how you’re supposed to pay it back. This stuff is all written down in a legal paper called a mortgage note, which is kind of like a promise letter. In this note, you’ll find the loan amount, interest rate, your monthly payments, and what happens if you can’t pay anymore. Sometimes, the person who gave you the loan might keep this note, or they might sell it to someone else, like an investor.…