Today, any number of people—even those without a ton of money—can afford to live in a lovely home. That is due in part to the fact that real estate has become more affordable across the board. It used to be that buying a home meant having a large salary and a large down payment, but now that home prices have come down, those with less income can afford to buy a home. Buying a home is a big step; it is a big investment, and it is important to think about every detail. Before you buy your first home, there are a few things you can do to make sure…